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English

Financial Results for the Year Ended March 31 2018

Corporate Profile

(As of March 31, 2018)

Date of Establishment

October 27, 1921

Location of Head Office

1-3-1, Katta, Aomori-city

Capital

JPY36.986billion

Number of employees

1,311

Main Account

Deposits : 1,999.7 billion
Loans : 1,526.9 billion
Securities : 353.6 billion
Capital Adequacy Ratio : 8.35% ( Consolidated / Domestic )

Organization and Officers

(As of July 1, 2018)

organization

Officers

(As of July 1, 2018)

Chairman

Kunihiro Takada

President

Takayuki Fujisawa

Vice-president

Masahiro Kato

Director

Seiichi Kumagai
Yumiko Kamada
Kazuhiro Odanaka
Seiichi Tsurumi
Shigeto Umatani
Toshihiro Nisiya

Senior Executive Officer

Soichi Fukui
Tsutomu Inaniwa

Managing Executive Officer

Eiichi Okuzaki
Shinji Suto
Kenichi Asari

Executive Officer

Hiroaki Furukawa
Katsuhiko Fukushi
Takanori Kudo
Hiroyuki Hayano
Hideyuki Okawa
Masato Ishibashi
 

Note: Seiichi Kumagai, Yumiko Kamada, Seiichi Tsurumi, Shigeto Umatani and Toshihiro Nishiya are outside directors as stipulated in Article 2, Item 15 of the Companies act.

Overseas and Domestic Network

(As of July 1, 2018)

Head Office

1-3-1, Katta, Aomori 030-8622, Japan

Phone: +81-17-774-1111

Facsimile: +81-17-722-2113

International Division

1-3-1, Katta, Aomori 030-8622, Japan

Phone: +81-17-774-1130

Facsimile: +81-17-722-2113

S.W.I.F.T.: MCHI JP JT

Shanghai Representative Office

28th Floor, Hang Seng Bank Tower,

1000 Lujiazui Ring Road,

Pudong New Area,

Shanghai, 200120

P.R. China

Phone: +86-21-6841-0698

Facsimile: +86-21-6841-0758

Number of Branch Offices

  Head Office & Branch Offices Offices Representative Offices
Aomori Prefecture 75 2 -
Outside Aomori Prefecture 17 - -
Overseas - - 1
Total 92 2 1

Subsidiaries

Michinoku Credit Guarantee, LTD.

1-3-12, Okuno, Aomori-city
Phone : +81-17-734-2321
Main Business : Credit guarantee business related to housing loans etc.

Michinoku Card, LTD.

1-3-12, Okuno, Aomori-city
Phone : +81-17-734-2188
Main Business : Credit card business

Michinoku Lease, LTD.

1-4-10, Hashimoto, Aomori-city
Phone : +81-17-776-2355
Main Business : Lease business

Michinoku Servicing Co.,Ltd

1-2-20, Hontyo, Aomori-city

Phone : +81-17-718-7277
Main Business : Credit management and collection operations




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