THE MICHINOKU BANK.LTD
The Annual Report 2004 is available in Adobe Acrobat PDF file format.
If required, you may download Adobe's free Acrobat Reader.
1
Consolidated Financial Highlights
2
Message from the Management
4
Policies of the Michinoku Bank
5
Improving Risk Management
6
Becoming an Environmentally Friendly Company
7
International Acitivities
8
Financial Review
9
Consolidated Balance Sheets
10
Consolidated Statements of Income and Retained Earnings
11
Consolidated Statements of Cash Flows
12
Notes to Consolidated Financial Statements
21
Report of Independent Auditors
22
Board of Directors and Corporate Auditors
23
Organization Chart
24
Corporate Data-Corporate Group
25
Overseas and Domestic Network
